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Smart Planning Smarter Move - Informative Presentation on Your Retirement Plans Hosted by Stonebridge at Montgomery

09/30/2010

Searching for the right full service continuing care community for you or a member of your family? Join us for a Smart Planning Luncheon at Stonebridge at Montgomery and learn about the benefits of our community.  

Stonebridge at Montgomery
100 Hollinshead Spring Road
Skillman, NJ 08558

Fifteen minutes from downtown Princeton.
 
Call us to register 800-218-3456
www.stonebridgeatmontgomery.org

Valid from 09/30/2010 to 10/08/2010

Princeton Senior Resource Center Offers Engaged Retirement Workshop February 13 – March 13

01/19/2010

Princeton Senior Resource Center is offering Engaged Retirement Workshop, a multi-session retirement planning course to help people who are approaching retirement make the most of this next stage of life. The leading edge of the Boomer generation is now reaching retirement age.  Other older workers are facing the distinct possibility, if not the reality, of an involuntary retirement, and need to find a new, and hopefully fulfilling, career or part time work.   Many programs are available on financial planning for retirement, but there are few resources available to help retirees deal with the lifestyle and emotional issues associated with this major change in one’s life.
One issue that many retirees face is a loss of identity.  Who am I if I am no longer an executive, manager, teacher, accountant, doctor, professor? When a person is psychologically invested in his or her career, leaving that career can become very traumatic.  Also, some people have been so involved in their work that they have had no time to develop other interests or hobbies, and so, when they retire, have nothing to occupy their time. This can lead to depression, a major mental health problem for older people.
 
In this workshop, participants learn how to successfully navigate a major life change, and how to create new goals and plans.  It emphasizes ways that volunteering can give great satisfaction and fulfill many goals.  Participants will explore their attitudes about change, discover their individual interests and strengths, explore options, and develop a personal plan. The workshop includes a power point presentation, handouts, participant worksheets and  brief lectures, as well as time for sharing personal experience.
 
This five-session program will help attendees explore their options for this stage of life, identify their hopes and dreams, and develop a plan for achieving those dreams.  The sessions will be held on Saturdays 9:30 – 11:30, starting February 13.
Cost for all five sessions and course materials is $95, $160 for couples.
 
All sessions will be held at the Suzanne Patterson Building behind the Princeton Borough Hall. To register, call the Princeton Senior Resource Center, 609-924-7108
 
Led by Carol King, Certified Retirement Coach.
For more information, contact Carol King at the Princeton Senior Resource Center, 609-924-7108 or  Cking@princetonsenior.org.
 
Session 1: Exploring your attitudes and feelings about, work, aging, managing transitions and retirement.
Session 2: Self discovery: exploring your passions and purpose, strengths, gifts, talents, assets and experiences.
Session 3: Possibilities: How do you spend your time vs. how would you like to spend your time?
Session 4: Turning dreams into goals; developing an action plan to achieve those goals.
Session 5: Putting all the pieces together and wrapping it up

Background
The Engaged Retirement & Encore Careers sm programs are focused on employees in the 55-70 age cohorts.  The program offers a broad overview of the various aspects of retirement or major life change.  The Center for Engaged Retirement & Encore Careerssm is funded by support from the Princeton Area Community Foundation. 
 

The Princeton Senior Resource Center (PSRC) empowers adults 55 and older in the diverse Princeton community to make informed choices and live healthy lives.  PSRC offers affordable services, programs, and opportunities that support, educate and engage older individuals, their families and caregivers.  PSRC is a non-governmental, independent, 501(c)(3) organization.
 
For more information, contact Carol King or Susan Hoskins at the Princeton Senior Resource Center, 609-924-7108, or email at info@princetonsenior.org

 
The Princeton Senior Resource Center
45 Stockton Street · Princeton · NJ · 08540
(609) 924 7108
 

 

Valid from 01/25/2010 to 03/14/2010

Princeton Senior Resource Center and Princeton Public Library Announce Engaged Retirement Speaker Series for 2010

12/23/2009

The Princeton Senior Resource Center and Princeton Public Library offers a monthly speaker series for people thinking about retiring or making a major life change.  The series, a part of the Princeton Senior Resource Center’s Engaged Retirementsm program, will present speakers on a variety of topics such as financial planning, legal matters, moving and downsizing, volunteering, family relationships and healthy aging. All programs are held at the Princeton Public Library, 7 pm. 

The next speaker will be Shikha Mittra on January  14.
 
Miss Mittra will speak on  Retirement and Estate Planning Strategies in this Market.  Topics will include retirement planning strategies, IRAs vs. 401K, pros and cons of Roth IRAs; whether you should convert to Roth IRA, and estate planning ideas for the affluent . 
 
Shikha Mittra is president of Asna Retiresmart Consulting, LLC.  Shikha has over fifteen years of industry experience including developing financial plans for CEOs, presidents, top level executives of various public and private sectors, family owned businesses, physicians, dentists including women professionals.   She has worked for major financial planning firms like American Express Financial Advisors Inc. and  Merrill Lynch. She was rated among top financial planners in 2007, 2008 and 2009. She has the following education and certifications:
*Certified Financial Planner (CFP ™)
*Chartered Mutual Fund Counselor (CMFC ™)
*Chartered Retirement Plan Specialist (CRPS ™)
*Masters of Business Administration (MBA)

Board Member of Financial Planning Association of the New Jersey Chapter
Member of Advisory Board of Journal of Financial Planning
Board Member  of Garden State Cultural Association
Adjunct Professor of Finance at Rutgers University, NJ

ASNA RETIRESMART CONSULTING, LLC.  is a fee only, wealth management and financial consulting firm offering wealth management and comprehensive financial planning services to help clients make S.M.A.R.T. (Specific, Measurable, Achievable, Reliable, Timely) choices with their financial matters specially related to their investment portfolios, retirement & estate.  Asna does not sell any products thus eliminating any conflicts of interest. The firm is registered as an Investment Adviser with the Bureau of Securities under the New Jersey Uniform Securities Law (1977) and Regulations.


ASNA Retiresmart Consulting LLC.
103 Carnegie Center, Suite 300
Princeton,NJ 08540
609-799-6343
 
OTHER SPEAKERS 
in the Engaged Retirementsm speaker series include:
Feb 11: What do I need to know about Social Security?  Jim Herbert, Social Security Administration
March 11 What do I need to know about Medicare? Deborah Breslin, Program Director, State Health Insurance Program
April 8  Wills and Estate Planning  William Isele, Attorney, Archer & Greiner
May 13 Caring for Older Parents Susan Hoskins, LCSW, Director Princeton Senior Resource Center
June 10 Wellness for Retirement Fay Reiter, Professional Wellness Coach           
 
 
Background
The Engaged Retirementsm programs are focused on employees in the 55-70 age cohorts.  The program offers a broad overview of the various aspects of retirement or major life change.  Engaged Retirementsm  is funded by support from the Princeton Area Community Foundation. 
 

The Princeton Senior Resource Center (PSRC) empowers adults 55 and older in the diverse Princeton community to make informed choices and live healthy lives.  PSRC offers affordable services, programs, and opportunities that support, educate and engage older individuals, their families and caregivers.  PSRC is a non-governmental, independent, 501(c)(3) organization.
 
For more information, contact Carol King or Susan Hoskins at the Princeton Senior Resource Center, 609-924-7108, or email at info@princetonsenior.org

 
The Princeton Senior Resource Center
45 Stockton Street · Princeton · NJ · 08540
(609) 924 7108
 

 

Valid from 12/23/2009 to 06/15/2010

Engaged Retirement and Encore Careers Receives Grant

07/21/2010

The Princeton Senior Resource Center is pleased to announce the receipt of a grant of $15,000 from the Princeton Area Community Foundation for its Engaged Retirement and Encore Careers programs.  Engaged Retirement & Encore Careers sm programs are focused on employees in the 55-70 age cohorts, although its programs are open to everyone.  The program offers a broad overview of the various aspects of lifestyle in retirement or major life change.   Its programs and workshops enable participants to identify what they value in their work life and explore how to find those values in other opportunities,  enter or re-enter the workforce in a job that is personally rewarding and make a difference in the world or local community with meaningful volunteer activities or an encore career.  This grant will enable PSRC to continue presenting these programs to the community, and to develop new programs.

 
Programs coming up this fall:
 
Introduction to Your Retirement
This single session offers introduction to planning for retirement or a major lifestyle change. It will help you explore your options for dealing with change, managing your time, identifying your passions and making a difference through volunteering.
 
Engaged Retirement Workshop
In this multi-session workshop, participants learn how to successfully navigate a major life change, and how to create new goals and plans.  It emphasizes ways that volunteering can give great satisfaction and fulfill many goals.  Participants will explore their attitudes about change, discover their individual interests and strengths, explore options, and develop a personal plan. The workshop includes a power point presentation, handouts, participant worksheets and brief lectures, as well as time for sharing personal experience.
 
Job Search Strategies for Older Workers
Strategies for competing in the new work place, updating your skills, networking, dealing with ageism, job searching on the internet and avoiding job scams.
 
Maximizing Your Volunteer Experience: How to Find the Right Volunteer Opportunity and Make the Most of It
 Learn how to connect to the many opportunities available and find the one(s) that will best meet your personal and professional goals. A joint program with VolunteerConnect, the volunteer center in the greater Mercer County area. Presenter: Adrienne Rubin, Executive Director, VolunteerConnect.
 
Speaker Series
In partnership with the Princeton Public Library, The Engaged Retirement & Encore Career Center of the Princeton Senior Resource Center offers a free Speaker Series at the Library on the second Tuesday of the month at 7pm.
 
September 14.  Making your money go further in retirement
Marion Sommer, Certified Financial Planner, MetLife
One of the greatest fears shared by retirees is that they will outlive their savings. If you are 65 years old, you have a 50 percent chance of living past age 87.  Find out how you can make your money go further in retirement using any number of strategies.
    
October 12 What do I need to know about Medicare?
Deborah Breslin, Program Director, State Health Insurance Program
Deborah will talk about Medicare Basics, eligibility, enrolling in Medicare, Medicare Parts A & B, also Medicare Advantage (Part C) and Medicare prescription drug coverage and costs
   
 
November 9 Wills and Estate Planning
William Isele, Attorney, Archer & Greiner
There's an old saying that you can't take it with you.  Whether you are rich, poor, or in between (like most of us) you have an estate -  all those treasures you've accumulated during your life - and some idea what you want to happen to them.  You might also want to minimize the burdens - both emotional and financial - on your loved ones who must deal with what you leave behind.  William Isele, Esq., an attorney with the law firm of Archer & Greiner, PC, will talk about the need for a will and other planning documents, and some of the aspects of estate planning that you might not have considered.  Come join us for a lively discussion about dying (beats a deadly discussion about living!) and how good planning can make it easier for your loved ones to handle. 
 
December 14 Take care of yourself,” this Holiday Season 
Fay Reiter, Professional Wellness Coach
 
The holiday season is a challenging time for everyone. Increased stress and the tendency to overindulge in food, alcohol and activity can lead to weight gain and an increased risk for health problems and injury.  This workshop will discuss strategies for celebrating this special season without compromising your health.  Specifics topics will include holiday eating, fitting exercise in, coping with holiday blues and managing stress.

 
Princeton Area Community Foundation
 
The Princeton Area Community Foundation builds community by promoting and encouraging philanthropy across greater Mercer County and central New Jersey.  PACF’s Community Building  Grants  are given to nonprofits  which provide evidence that they can make the greatest positive impact on the people living in greater Mercer County.
 

Princeton Senior Resource Center

The Princeton Senior Resource Center (PSRC) empowers adults 55 and older in the diverse Princeton community to make informed choices and live healthy lives.  PSRC offers affordable services, programs, and opportunities that support, educate and engage older individuals, their families and caregivers.  PSRC is a non-governmental, independent, 501(c)(3) organization.
 
For more information, contact Carol King or Susan Hoskins at the Princeton Senior Resource Center, 609-924-7108, or email at info@princetonsenior.org

 
The Princeton Senior Resource Center
45 Stockton Street · Princeton · NJ · 08540
(609) 924 7108
 

 

Valid from 07/21/2010 to 09/21/2010

Thomas P. McCool, Ed.D., President & CEO of Eden Autism Services Announces His Retirement

02/23/2013

 

Princeton, NJ – Thomas P. McCool, Ed.D., President and CEO announces his retirement from Eden Autism Services effective on or before June 2014.  Dr. McCool is credited with implementing both the infrastructure and external focus necessary to address the organization’s long-term planning and sustainability since joining Eden in 2005.

                        “When I made the decision to accept the position of President/CEO of Eden, my commitment to the board was for a period of three to five years, during which time I was to stabilize the management team and initiate a formal strategic planning process,” says McCool. 

            “With the opening of our new education and outreach center, the establishment of key business functions such as H.R. and refined financial management systems, the consolidation of adult services, and the progress we see in our fundraising and capital campaign, we are now in an excellent position to achieve our long-term goals of continued quality and sustainability. For this reason I believe this is a good time to begin the process of identifying my successor and developing a seamless transition to a new President/CEO.” 

                        Marie Gary, Chair of the Eden Board of Trustees stated in a communication to staff and families, “It is with great respect and admiration that we thank Dr. McCool for his visionary and energetic leadership along with his many accomplishments during his tenure at Eden.  I ask that you join my fellow trustees and me in expressing gratitude to Tom for all that he has done for our organization and for the positive impact he has had on the autism community.  Under Tom’s management, Eden has developed a strategic plan to address sustainability, enhanced its education program, and has grown its adult services program.  Tom also led the charge for our first capital campaign which has significantly raised awareness of our mission and has served to focus our organization on long-term sustainability.”

 


                        Eden’s board of trustees is assembling a search committee and considering executive search firms to hire.  In a joint statement, McCool and Gary state, “Dr. McCool will continue working with

the board, families, and staff on day-to-day management as well as the next iteration of the Eden Autism Services Strategic Plan.” 

                        “As I reflect on the past eight years, I am amazed at the great things we have been able to accomplish in such a difficult economic environment, and I look forward to working with the Eden board and senior executive staff during this very important period of transition,” states McCool.

 

 

About Eden

Since 1975, the not-for-profit Eden Autism Services has provided early intervention, education, employment training and residential services for children and adults with autism.  Eden offers both in-person and online support and training programs for families and professionals.  Recognized nationally, Eden is headquartered in Princeton, NJ.  For more information about Eden visit www.edenautism.org or call (609) 987-0099.  Follow Eden on Facebook, Twitter, and EdWeb.net. 

 

Valid from 02/23/2013 to 03/31/2013

Mary Pat Robertson, Princeton Ballet School Director, Announces Retirement After 35 Years of Service and Leadership

02/13/2016

(New Brunswick/Princeton, N.J.) – American Repertory Ballet and Princeton Ballet School announce the retirement of school director Mary Pat Robertson. Ms. Robertson began teaching at Princeton Ballet School in 1980, and became director in 1986. She is only the third director in the school’s 62-year history. While a nationwide search for a new director is underway, Ms. Robertson will continue in her position through June 2016 to ensure a smooth and successful transition.

 

According to Patrick Bradley, Chair of the organization’s Board of Trustees, “Princeton Ballet School has been guided by Mary Pat’s extraordinary leadership for 30 years. The steadiness, depth of instruction and overall stewardship she provided made Princeton Ballet School one of the most highly regarded dance schools in the nation.”

 

“Mary Pat’s tenure at Princeton Ballet School has been transcendent,” says Vanessa Logan, Executive Director of American Repertory Ballet and Princeton Ballet School. “The commitment demonstrated across her career is unrivaled, and her reputation second to none. The Princeton Ballet School family, from the children to the parents to her peers, will miss her valued leadership. We all wish her continued happiness in retirement.”

 

During her 30-year tenure as director, she helped Princeton Ballet School achieve a national and international reputation, especially for its Summer Intensive program. Other significant achievements include the creation of a complete ballet syllabus unique to the school; the successful application to the U.S. Government to be recognized as a school which can accept foreign students for advanced study; and the Trainee Program, an apprenticeship program that links Princeton Ballet School with its affiliated professional company, American Repertory Ballet. Ms. Robertson helped establish the Princeton Ballet School/Rider University program, unique of its kind in the United States, which provides Rider students with access to a degree in dance in part through classes taken at Princeton Ballet School. Additionally, Ms. Robertson has continued to teach and share her love of the art with generations of young dancers.

 

Educated at Wellesley and Stanford, Ms. Robertson moved to Princeton in 1980 after several years of study and performance in New York City. She started teaching for Princeton Ballet School immediately, while also teaching at Princeton University, New York University, Mason Gross School of the Arts at Rutgers and the Lawrenceville and Peddie Schools. Ms. Robertson was founding director of Teamwork Dance, a modern dance repertory company, and has choreographed work for numerous New Jersey arts organizations, including Opera New Jersey, Opera Festival of NJ, Princeton Pro Musica and VOICES. She has been the recipient of a Choreographic Fellowship from the NJ State Council on the Arts, and has been honored by the Arts Council of Princeton and the U.S. Congress for her service to the field. She has also been a consultant to NJPAC, the New York State Council on the Arts and Education Testing Service.

 

“It has been a great pleasure to have been able to work with so many talented colleagues and young dancers over the years,” says Ms. Robertson. “I delight in seeing my former students dancing with our company, as well as with New York City Ballet and a multitude of other groups, and I also am so happy to know that others are finding fulfillment in their lives, both through participating in the arts or enjoying them. I look forward to continuing my contributions to the arts in this vibrant community in many ways.”

 

“I have had the great pleasure of working closely with Mary Pat Robertson as both educator and director for over 22 years,” says Douglas Martin, American Repertory Ballet’s Artistic Director. “She is highly respected, nationally and internationally, as an educator and the director of one of the largest ballet schools in the country, and I am proud to have worked alongside her to help produce one of the most respected training grounds for professional dancers as well as for dance lovers. Mary Pat has been an inspiration to generations of students and will be dearly missed by all of us.”

 

Princeton Ballet School has gained a national reputation for its excellent dance training since its founding in 1954 by Audrée Estey. It currently serves approximately 1,200 students, starting at age three, and includes a large open enrollment division for adults. Princeton Ballet School has studios in Cranbury, New Brunswick, and Princeton and offers classes in ballet, modern dance, jazz, hip-hop, CardioBallet and CoMBo (Conditioning for the Mind and Body). Students from the school have gone on to dance in professional ballet and contemporary dance companies in the United States and abroad. Graduates have danced with such diverse organizations as New York City Ballet, Paul Taylor Dance Company, Miami City Ballet, Complexions, Mark Morris Dance Company, Twyla Tharp, Pittsburgh Ballet Theatre, Ballet West and on Broadway.

 

For more information about Princeton Ballet School, please visit: http://www.americanrepertoryballet.org/PBS/Princeton-Ballet-School

For more information about American Repertory Ballet, please visit: http://www.americanrepertoryballet.org/ARB/American-Repertory-Ballet

 

Valid from 02/13/2016 to 04/01/2016

What Will You Do With The Rest Of Your Life? Engaged Retirement Workshop February 13 – March 13

01/21/2010

Bank of America announced this week findings from the latest Merrill Lynch Affluent Insights Quarterly, a survey of the values, financial priorities and concerns of affluent Americans and the challenges and opportunities they face. Focused largely on issues related to retirement, the second in this series of quarterly surveys reveals that many affluent Americans are rethinking their vision of retirement and offers lessons learned from retirees and what they wished they had done differently when planning for retirement.
Surprisingly, given the opportunity to do it all again, roughly half (51%) of retired respondents indicated that they would have focused more on their "life goals" and less on "the numbers" and on hitting a specific nest egg dollar amount when planning for retirement, while the remaining respondents (49%) indicated that they would have focused more on "the numbers."
 
Retirees who wished they had focused more on their "life goals" indicated that they would have spent more time determining how they wanted to live in their retirement years (38%) and based their retirement income needs not just on a number that would sustain them but on one that would help them live their ideal lifestyle during these years (13%). Additionally, 8 percent would have created a plan to better support their philanthropic missions. Among those who indicated that they would have focused more on "the numbers," 23 percent wished they had started working with a financial advisor earlier in life and 18 percent would have given up more luxuries in order to reach their retirement goals. Among all retired respondents, three out of 10 (31%) worked with a financial advisor when planning for retirement, though, in hindsight, more than half (55%) wished they had started doing so sooner.
http://www.prnewswire.com/news-releases/merrill-lynch-affluent-insights-quarterly-survey-finds-new-retirement-sensibilities-and-priorities-emerging-among-affluent-americans-81483377.html
 
 
Princeton Senior Resource Center is offering Engaged Retirement Workshop, a multi-session retirement planning course to help people who are approaching retirement make the most of this next stage of life. The leading edge of the Boomer generation is now reaching retirement age.  Other older workers are facing the distinct possibility, if not the reality, of an involuntary retirement, and need to find a new, and hopefully fulfilling, career or part time work.   Many programs are available on financial planning for retirement, but there are few resources available to help retirees deal with the lifestyle and emotional issues associated with this major change in one’s life.
One issue that many retirees face is a loss of identity.  Who am I if I am no longer an executive, manager, teacher, accountant, doctor, professor? When a person is psychologically invested in his or her career, leaving that career can become very traumatic.  Also, some people have been so involved in their work that they have had no time to develop other interests or hobbies, and so, when they retire, have nothing to occupy their time. This can lead to depression, a major mental health problem for older people.
 
In this workshop, participants learn how to successfully navigate a major life change, and how to create new goals and plans.  It emphasizes ways that volunteering can give great satisfaction and fulfill many goals.  Participants will explore their attitudes about change, discover their individual interests and strengths, explore options, and develop a personal plan. The workshop includes a power point presentation, handouts, participant worksheets and  brief lectures, as well as time for sharing personal experience.
 
This five-session program will help attendees explore their options for this stage of life, identify their hopes and dreams, and develop a plan for achieving those dreams.  The sessions will be held on Saturdays 9:30 – 11:30, starting February 13.
Cost for all five sessions and course materials is $95, $160 for couples.
 
All sessions will be held at the Suzanne Patterson Building behind the Princeton Borough Hall. To register, call the Princeton Senior Resource Center, 609-924-7108
 
Led by Carol King, Certified Retirement Coach.
For more information, contact Carol King at the Princeton Senior Resource Center, 609-924-7108 or  Cking@princetonsenior.org.
 
Session 1: Exploring your attitudes and feelings about, work, aging, managing transitions and retirement.
Session 2: Self discovery: exploring your passions and purpose, strengths, gifts, talents, assets and experiences.
Session 3: Possibilities: How do you spend your time vs. how would you like to spend your time?
Session 4: Turning dreams into goals; developing an action plan to achieve those goals.
Session 5: Putting all the pieces together and wrapping it up
 
Questions participants will explore are:
 
• What will the next stage of life look like for me?
• Will I continue to work? Full or part time?
• What interests have I always wanted to pursue that I will now have time for?
• How can I give back to my community?
• What organizations can I support with my time and skills?
• How much time do I want to spend with my family?
• How much time in leisure activities?
• Are there places I want to travel to?
• What will I do for my physical health?
• Where will I live?
• What do I want to learn?
 
Presenter Bio:

Carol King is a retiree living in the Princeton New Jersey area.  Her anchoring activity in retirement is Director of the Engaged Retirement and Encore Career program offered by the Princeton Senior Resource Center.  This program is designed to help boomer generation employees plan for a rewarding retirement life style or second career.  She also keeps the books and the website for PSRC.
 
Previously Carol was a college professor (tourism & hospitality management, organizational behavior, management and leadership), as well as a church financial administrator, hospitality industry consultant, food service manager and occasional technical writer. She has both an MBA and a PhD from New York University
 
Her volunteer activities include Ten Thousand Villages, a nonprofit fair trade store, where she gets her weekly happiness fix selling handicrafts from third-world countries. She is also treasurer of a local opera group, occasional coach of seniors in computer classes, and helps out in the box office and costume shop for a local music festival.  She is a member of the Advisory Commission on Aging of Mercer County Community College.
 
Carol is a Certified  Retirement Coach.
 
 
Background
The Engaged Retirement & Encore Careers sm programs are focused on employees in the 55-70 age cohorts.  The program offers a broad overview of the various aspects of retirement or major life change.  The Center for Engaged Retirement & Encore Careerssm is funded by support from the Princeton Area Community Foundation. 
 

The Princeton Senior Resource Center (PSRC) empowers adults 55 and older in the diverse Princeton community to make informed choices and live healthy lives.  PSRC offers affordable services, programs, and opportunities that support, educate and engage older individuals, their families and caregivers.  PSRC is a non-governmental, independent, 501(c)(3) organization.
 
For more information, contact Carol King or Susan Hoskins at the Princeton Senior Resource Center, 609-924-7108, or email at info@princetonsenior.org

 
The Princeton Senior Resource Center
45 Stockton Street · Princeton · NJ · 08540
(609) 924 7108
 

 

Valid from 01/30/2010 to 03/14/2010

Intro To Your Retirement: An Engaged Retirement Program from PSRC

09/30/2009

You've got your financial plan for retirement, now what about your lifestyle plan?  This Engaged Retirement program from the Princeton Senior Resource Center will help you explore your options including dealing with this major change in your life, managing your time, identifying your passions and making a difference through volunteering.
 
This program is designed to help you get a start on developing your vision and goals for achieving a meaningful, satisfying retirement.
 
This is an Engaged Retirement program developed by the Princeton Senior Resource Center with funding from the Princeton Area Community Foundation.
 
Presenter Bio:
 
Carol King is a retiree living in the Princeton New Jersey area.  Her anchoring activity in retirement is co-director of the Engaged Retirement program offered by the Princeton Senior Resource Center.  This program is designed to help boomer generation employees plan for a rewarding retirement beyond financial planning.  Carol also keeps the books and the website for PSRC.
 
Previously Carol was a college professor (tourism & hospitality management, organizational behavior, management and leadership), as well as a church financial administrator, hospitality industry consultant, food service manager and occasional technical writer. She has both an MBA and a PhD from New York University
 
Her volunteer activities include Ten Thousand Villages , a nonprofit fair trade store, where she gets her weekly happiness fix selling handicrafts from third-world countries. She is also treasurer of a local opera group, occasional coach of seniors in computer classes, and helps out in the box office and costume shop for a local music festival.  She is a member of the Advisory Commission on Aging of Mercer County Community College.
 
Carol is a Certified  Retirement Coach.
The Princeton Senior Resource Center (PSRC) empowers older adults in the diverse Princeton community to make informed choices and live healthy lives. PSRC offers affordable services, programs and opportunities that support, educate and engage older individuals, their families and caregivers.  Offices are located at 45 Stockton Street (behind Princeton Borough Hall), and at Spruce Circle.  Telephone: 609-924-7108
 
 
 
 




 

Valid from 09/30/2009 to 10/22/2009

"Taming a Bear Market in Retirement" - Financial Seminar - March 10

02/20/2016

 Princeton, New Jersey, February 19, 2016 – Adnan Shamsi, a representative of MassMutual Metro NY, a general agency of Massachusetts Mutual Life Insurance Company (MassMutual), will host a seminar on "Taming a Bear Market in Retirement" on Thursday, March 10, 7PM at TigerLabs, 252 Nassau Street, Princeton, New Jersey. Telephone 646-473-4126 to RSVP.

            Featured speaker Brian A. Trippiedi, CLU, ChFC, RICP will suggest strategies for local area residents in the Princeton region on how you can prepare for a bear market in retirement today.

            An industry professional for over 25 years, and a MassMutual associate for the prior two years, Brian A. Trippiedi is a member of the Society of Financial Professionals. He specializes in Insurance & Retirement Planning for individuals and business owners in the Central New Jersey area.

            Brian A. Trippiedi graduated from St. John's University with a BS in Marketing and an MS in Financial Services from The American College, and is a resident of Monroe, New Jersey.

            Adnan Shamsi is a Special Care Planner with over 20 years experience in the financial services industry and a MassMutual associate for the prior two years. He specializes in financial planning for families of children and adults with special needs and disabilities in the Princeton region, website https://www.financialguide.com/adnan-shamsi

            Adnan Shamsi graduated from Rutgers University with a BA in Economics and an MBA in Finance from Thunderbird School of Global Management.

            A local resident of Princeton, New Jersey, Adnan Shamsi is President of the Thunderbird School of Global Management Alumni Association – Princeton Chapter, and serves on the Rutgers University Alumni Leaders Council, and volunteers his time at the Princeton Learning Cooperative and other non-profit organizations.

 

Valid from 02/20/2016 to 03/11/2016

Behind in Saving for Retirement? Approaches to Catching Up

10/08/2013

BPT

(BPT) - Does the pace of your busy personal and professional life leave you feeling like you're always playing catch up? From finally reading that best-seller that's been sitting on your book shelf for a year to getting a solid eight hours of sleep to making sure you have enough money set aside for the future, it can be difficult to regain lost ground. If you were among the millions whose retirement savings and investments suffered during the recession, there's good news: you can start to catch up with a few simple steps.

On average, baby boomers say they have saved or invested $275,000 for retirement, but believe they'll need a median of $750,000 to live comfortably, according to a Boomers & Retirement Survey released by TD Ameritrade, Inc. ("TD Ameritrade"), a broker-dealer subsidiary of TD Ameritrade Holding Corporation (NYSE: AMTD). That means some boomers may face a shortfall of nearly a half a million dollars as they head into retirement.

Smart retirement planning, thoughtful choices and a handy -option called a "catch-up contribution," can help boomers regain ground lost during the recession. A catch-up contribution allows people older than 50 to increase their contributions to their IRA or employer-sponsored retirement plans beyond the usual limits for such tax-deferred retirement plans.

"Anyone approaching retirement should consider different opportunities, like catch-up contributions, that might make sense for their retirement investing plans," says Lule Demmissie, managing director, retirement, TD Ameritrade. "These catch-up contributions could help workers 50 years and older save thousands more - perhaps even hundreds of thousands of dollars more - toward their retirement. When planning for retirement, every dollar counts, especially when it's going into a tax-deferred vehicle."

Demmissie offers some guidance for baby boomers approaching retirement:

* There is no standard target amount for retirement. When setting a target for your retirement investing or savings, you need a realistic idea of how much you'll need to maintain the standard of living you desire in retirement. Online calculators and tools, like those found on TD Ameritrade's online retirement center can help you set goals by exploring various real-world scenarios that might impact your assets over time and at retirement. For example, do you have health challenges that may create medical expenses? Perhaps you and your spouse would like to travel when retired. Different objectives and circumstances will influence how much you'll need to save in order to live comfortably.

* Don't rely on Social Security benefits, but don't overlook them, either. They should be a part of your overall retirement plan, but not the heart of it. Unfortunately, 65 percent of retired boomers said they rely on Social Security benefits, and nearly one-third said they wouldn't be able to live comfortably without these payments, according to TD Ameritrade's survey. "The best way to avoid having to rely completely on Social Security is to set a retirement savings goal and work toward it prior to retiring," Demmissie says.

* Take advantage of catch-up contributions. As long as you will be 50 (or older) by the end of the calendar year, you may be eligible to contribute an extra $1,000 per year toward your IRA until you turn 70 (which is the last year to contribute to a traditional IRA). If you save an additional $1,000 per year for 20 years and get a 5 percent rate of return, you could have an additional $34,719 toward retirement. Fully fund your IRA with $6,500 a year between ages 50 and 70, and that could amount to an additional $225,675 for retirement.

"Remember, it is never too late to start planning for retirement," Demmissie says. "If you experienced financial setbacks that stalled your retirement efforts, it may just mean you have to adjust your retirement expectations, work a little longer or think of other means of support that you may have not considered before. But it's never too late to get started."




EDITOR’S NOTE:

Information provided by: TD Ameritrade Holding Corporation, brokerage services provided by TD Ameritrade, Inc. member FINRA/SIPC /NFA. TD Ameritrade, Inc. is a wholly owned subsidiary of TD Ameritrade Holding Corporation.

About the Survey

An online survey was conducted with N = 2,000 U.S. Baby Boomers between October 10 and 12, 2012, by Head Research on behalf of TD Ameritrade, Inc. Sample was drawn from major regions in proportion to the U.S. Census, including New England (5%), Mid-Atlantic (16%), South (25%), Midwest (22%), Southwest (12%), West (20%). Approximately 50% of respondents in each region were male and 50% female. All respondents were required to be: 1) Baby Boomers (i.e., born between 1946 and 1964) and 2) Shared or sole household decision-makers concerning saving for retirement. Two primary groups were defined based on financial preparedness for retirement: 1) Prepared: “Somewhat” or “very prepared” financially for retirement (n = 1,430) and 2) Unprepared: “Somewhat “or “very unprepared” financially for retirement (n = 570). The survey took each participant 16 minutes to complete, on average. The statistical margin of error for overall results in this study is +/- 2.2%. This means that, in 19 out of 20 cases, survey results for questions based on all Baby Boomers (i.e., N = 2,000) will differ by no more than 2.2% in either direction from what would have been obtained by measuring the opinions of all Baby Boomers in the USA.

Valid from 10/08/2013 to 10/08/2014

Engaged Retirement & Encore Careers Speaker Series Presents: Aspects of Estate Planning You Might Not Have Thought About

03/17/2010

 William Isele, Attorney, Archer & Greiner, PC
April 8, 7 pm
Princeton Public Library
There's an old saying that you can't take it with you.  Whether you are rich, poor, or in between (like most of us) you have an estate -  all those treasures you've accumulated during your life - and some idea what you want to happen to them.  You might also want to minimize the burdens - both emotional and financial - on your loved ones who must deal with what you leave behind.  William Isele, Esq., an attorney with the law firm of Archer & Greiner, PC, will talk about the need for a will and other planning documents, and some of the aspects of estate planning that you might not have considered.  Come join us on Thursday, April 8 at 7 p.m. for a lively discussion about dying (beats a deadly discussion about living!) and how good planning can make it easier for your loved ones to handle.  

Presenter Bio
William P. Isele is Of Counsel to the law firm of Archer & Greiner, P.C., in the Princeton office.
 
Mr. Isele was privileged to serve as New Jersey’s Ombudsman for the Institutionalized Elderly from October 1999 to October 2007. He also served as a member of the Health Law Division in the Office of General Counsel of the American Medical Association, in Chicago. Mr. Isele has significant experience in dealing with matters of bio-medical ethics, including end-of-life decision-making and issues related to palliative care. As Chair of the Health & Hospital Law Section of the New Jersey State Bar Association, he was instrumental in advocating for the passage of the New Jersey Advance Directives for Health Care Act and the New Jersey Definition of Death Act in 1991. He also served as a member of the American Health Lawyers Association's Alternative Dispute Resolution Service from 1992 - 2001.

From 1987 to 1991, Mr. Isele served as an adjunct professor in the evening division of Seton Hall University School of Law, and currently serves as an adjunct professor of Law and Ethics at DeVry University, and an adjunct lecturer in Health and Aging at Rutgers University school of Social Work..

Mr. Isele received his B.A. and M.A. degrees in Philosophy, with concentration in Ethics, from the Catholic University of America, and his J.D. from Georgetown University Law Center in Washington, D.C.

 
Background
The Engaged Retirement
sm & Encore Careers programs are focused on employees in the 55-70 age cohorts.  The program offers a broad overview of the various aspects of retirement or major life change.  The Engaged Retirementsm &Encore Career Center is funded in part by support from the Princeton Area Community Foundation.  
 
The Princeton Senior Resource Center (PSRC) empowers adults 55 and older in the diverse Princeton community to make informed choices and live healthy lives. PSRC offers affordable services, programs, and opportunities that support, educate and engage older individuals, their families and caregivers.  PSRC is a non-governmental, independent, 501(c)(3) organization.

For more information, contact Carol King or Susan Hoskins at the Princeton Senior Resource Center, 609-924-7108, or email at info@princetonsenior.org

Valid from 03/17/2010 to 04/09/2010

Princeton Public Library Executive Director Leslie Burger Announces Retirement

06/10/2015

The Princeton Public Library Board of Trustees announced that Leslie Burger will retire in January, 2016, after 16 years as executive director of the Princeton Public Library.

 

"This is a bittersweet moment for the Princeton community," said Princeton Public Library Board of Trustees President Kiki Jamieson. "We're very happy for Leslie as she starts a new chapter of her life, but we will sorely miss her leadership, vision, hard work and dedication to the Princeton community and public libraries in general. During Leslie's time here, a library that was well loved by the community grew to become a recognized, national leader for library service and innovation. There can be no greater testament to Leslie's tenure and contributions than the fact that leading municipal libraries across the country look to Princeton Public Library as a thought leader in the ever-evolving role of public libraries."

 

In anticipation of Ms. Burger's retirement and to ensure a seamless transition for both library customers and staff, the library's Board of Trustees will retain the services of a top-tier executive search firm to conduct a national search for Ms. Burger's successor.

 

 

MS. BURGER'S LEGACY

 

During Ms. Burger's tenure as Executive Director, all library usage statistics, including overall attendance, circulation of materials, growth of technology and digital collections, and public programming attendance, either doubled or increased dramatically. Her leadership was marked by the establishment or strengthening of ties between the library and all key sectors (public, private, nonprofit and educational) of the Princeton community.

 

"Being Executive Director of a library in a town that places a premium on reading, learning and community engagement has been the highlight of my career," Ms. Burger said. "In 42 years as a librarian, I've seen the profession evolve from one marked by slow, deliberate planning to one driven by technology to rapidly meet the ever-changing and growing demands of library customers."

 

In addition, Ms. Burger led Princeton Public Library through an unprecedented period of growth highlighted by the design, construction and opening of the Sands Library Building in 2004 and a successful campaign to build a $10 million endowment to support innovation. In all, Burger led development efforts resulting in more than $25 million in private funding for the library.

 

While Princeton's Executive Director, Ms. Burger served a yearlong term as President of the American Library Association from July 2006 through June 2007. She is also a former President of the New Jersey Library Association.

 

Before joining the Princeton Public Library, Ms. Burger served as a development consultant at the New Jersey State Library where she focused on developing leadership and marketing initiatives within the state's libraries. She served as Executive Director of the Central Jersey Regional Library Cooperative, which served Mercer, Monmouth, and Ocean counties. She also worked at the Connecticut State Library as the LSTA Coordinator, Director of Planning and Research, and Director of Network Services. Her library career began at the Bridgeport, CT., Public Library when she was hired to develop a community information and referral service.

 

After retiring, Ms. Burger will turn her attention full time to Library Development Solutions, the private consulting firm she founded in 1991 with her husband, Alan. LDS has worked with more than 200 urban, suburban, and rural public libraries, academic, special libraries, state libraries and library cooperatives across the U.S. in strategic planning, facility assessment, program implementation and evaluation and organizational development.

 

 

2REIMAGINE - SECOND FLOOR RENOVATION PROJECT

 

Earlier this year, the Board of Trustees approved a second floor renovation plan called 2Reimagine that highlights flexible space and is expected to include a dozen new Collaboration Rooms more suitable for co-working and/or individual study; a new 60-seat quiet Reading Room; a dedicated quiet magazine room, dubbed The Newsroom, with seating for 30 people; a Technology Discovery Center for hands-on digital exploration; an Information Commons, with the latest technology and functional instructional space for classes; a more robust wireless network to better manage the ever-increasing digital load; an enlarged Living Room Space, with more comfortable lounge seating; a Business Center equipped with technologies to even better support those working away from home or office; and a new 40-seat Event Space.

 

"This is an ambitious and much-needed project that will deliver a 21st century library space where traditional library values of books and quiet space will coexist with the technological tools our community needs," Burger said. "I'm confident that we can get this project well under way by the time of my departure. The library has always been able to rely on an engaged and generous community to maintain the difference between a passive library as a repository of information and an innovative and empowering community library, and I have no reason to doubt this will continue when my term as executive director ends."

 

Ms. Burger's announcement comes as the library is in the midst of a campaign to raise $3 million in private funding for the planned renovation of the second floor. She hopes to have all funds secured and for the project to be under way at the time of her retirement.

 

"I cannot think of a better way for Leslie to complete her legacy as executive director of the Princeton Public Library than by her overseeing the funding and launch of this planned renovation," said Ms. Jamieson. "Her vision and inspiration will forever be part of our community and a reimagined second floor is a wonderful and enduring gift from Leslie to all of us."

 

Valid from 06/10/2015 to 07/30/2015

Next Step: Engaged Retirement & Encore Careers Programs for March/April

03/01/2015

March 2,9,16,23,30. 1:30pm.  The weekly Happiness Project Group  is reading and discussing Gretchen Rubin's second book Happier at Home: Kiss More, Jump More, Abandon Self-Control, and My Other Experiments in Everyday Life. Suzanne Patterson Bldg, 45 Stockton Street, Princeton.  A Next Step program of the Princeton Senior Resource Center.  No fee. For information, 609-924-7108

 

Mar 6 2pm.  Men in Retirement group general meeting. Come and meet other men who are making or have made the transition into retirement. For information call 924-7108. Monument Hall (Suzanne Patterson Bldg, 45 Stockton Street, Princeton) No fee. Men in Retirement is a Next Step  program of the Princeton Senior Resource Center.

 

Mar 12 2pm Retired? What's Next? (formerly Navigating Retirement). So much of our life and identity revolves around work. This supportive group will discuss the joys, concerns and challenges of having extra time and making decisions about how to use it to create fulfillment. Continues on the second Thursday of each month. Led by Shirley Roberts, Helen Burton and Carol King.   Location: Robert Wood Johnson Health & Wellness Center: 3100 Quakerbridge Road. Please call 609-584-5900 to register. No fee


Mar 12 7pm. Voluntourism:  Combine travel and service and see the world in a new light.  Voluntourism combines voluntary service to a destination and its people with the traditional elements of travel and tourism - arts, culture, geography, history, and recreation.  You will learn about a different country and culture and come home with a different perspective on your own culture.  Presenter: Carol King.   RWJ Health & Wellness Center 3100 Quakerbridge Road, Hamilton.  Please call 609-584-5900 to register. No fee.


Mar 17 1:00 pm

 

Delights and Dilemmas of Being a Grandparent.

 

Sometimes it's fun, other times the responsibility is frightening. Come share your joys, your knowledge, and your questions with others. The leader is Lenore Sylvan. Lenore brings her many years of experience as a teacher, child care advocate and grandparent to the group.  Location: Suzanne Patterson Bldg, 45 Stockton Street Princeton. No fee.  This group  is a Next Step  program of the Princeton Senior Resource Center.

Mar  20 3:30 pm

  Transitions Into Retirement. This monthly group deals with issues in making the adjustment to retirement. Group leader is Dr. John George.  Suzanne Patterson Bldg, 45 Stockton Street, Princeton. Please call to register 609-924-7108.   No fee. This group  is a Next Step  program of the Princeton Senior Resource Center.
 

March 23 7pm. Finding the Right Volunteer Opportunity for You.   Learn how to connect to volunteer opportunities that will help expand your horizons, create new relationships and further personal and professional goals while making a difference in the community. Presenter: Carol King.   Princeton Public Library 7 pm.




April 14 7pm. Next Step Speaker Series:  Princeton Public Library.
Sex & Aging: Changing for the Better.  Melanie Davis, PhD, CSE

Sex and intimacy change with age, sometimes for the better! Whether you are single or coupled, you can enjoy greater self-awareness, sensuality and self-acceptance than ever before. Dr Davis will discuss age-related changes in sexual anatomy, physiology and function and how men and women can successfully adapt to them. 


This  is a joint program  of the Princeton Senior Resource Center and the Princeton Public Library.

Valid from 03/01/2015 to 04/15/2015

WHAT WILL YOU DO WITH THE REST OF YOUR LIFE? Engaged Retirement Workshop June 5 & 12

05/17/2010

Princeton Senior Resource Center is offering Engaged Retirement Workshop, a two-session retirement planning course to help people who are approaching retirement make the most of this next stage of life. The leading edge of the Boomer generation is now reaching retirement age.  Other older workers are facing the distinct possibility, if not the reality, of an involuntary retirement, and need to find a new, and hopefully fulfilling, career or part time work.   Many programs are available on financial planning for retirement, but there are few resources available to help retirees deal with the lifestyle and emotional issues associated with this major change in their life.
One issue that many retirees face is a loss of identity.  Who am I if I am no longer an executive, manager, teacher, accountant, doctor, professor? If I am not affiliated with a well-known company or organization?  When a person is psychologically invested in his or her career, leaving that career can become very traumatic.  Also, some people have been so involved in their work that they have had no time to develop other interests or hobbies, and so, when they retire, have nothing to occupy their time. This can lead to depression, a major mental health problem for older people.
 
In this workshop, participants learn how to successfully navigate a major life change, and how to create new goals and plans.  It emphasizes ways that volunteering can give great satisfaction and fulfill many goals.  Participants will explore their attitudes about change, discover their individual interests and strengths, explore options, and develop a personal plan. The workshop includes a power point presentation, handouts, participant worksheets and brief lectures, as well as time for sharing personal experience.
 
This two-session program will help attendees explore their options for this stage of life, identify their hopes and dreams, and develop a plan for achieving those dreams.  The sessions will be held on Saturdays 9:30 – 2:pm, on June 5 & 12
Cost for both sessions and course materials is $85, $150 for couples.
 
 
Both sessions will be held at the Suzanne Patterson Building behind the Princeton Borough Hall. To register, call the Princeton Senior Resource Center, 609-924-7108
 
Led by Carol King, Certified Retirement Coach.
For more information, contact Carol King at the Princeton Senior Resource Center, 609-924-7108 or  Cking@princetonsenior.org.
 
Session 1: Exploring your attitudes and feelings about, work, aging, managing transitions and retirement. Self discovery: exploring your passions and purpose, strengths, gifts, talents, assets and experiences.
Session 2:  Possibilities: How do you spend your time vs. how would you like to spend your time?  Turning dreams into goals; developing an action plan to achieve those goals.
 
Presenter Bio:
 
Carol King is a retiree living in the Princeton New Jersey area.  Her anchoring activity in retirement is Director of the Engaged Retirementsm   and Encore Career program offered by the Princeton Senior Resource Center.  This program is designed to help boomer generation employees plan for a rewarding retirement life style or second career.  She also keeps the books and the website for PSRC.
 
Previously Carol was a college professor (tourism & hospitality management, organizational behavior, management and leadership), as well as a church financial administrator, hospitality industry consultant, food service manager and occasional technical writer. She has both an MBA and a PhD from New York University
 
Her volunteer activities include Ten Thousand Villages, a nonprofit fair trade store, where she gets her weekly happiness fix selling handicrafts from third-world countries. She is also treasurer of a local opera group, occasional coach of seniors in computer classes, and helps out in the box office and costume shop for a local music festival.  She is a member of the Advisory Commission on Aging of Mercer County Community College.
 
Carol is a Certified Retirement Coach.
 
 
Background
The Engaged Retirementsm & Encore Careers programs are focused on employees in the 55-70 age cohorts.  The program offers a broad overview of the various aspects of retirement or major life change.  The Center for Engaged Retirement sm & Encore Careers is funded by support from the Princeton Area Community Foundation. 
 

The Princeton Senior Resource Center (PSRC) empowers adults 55 and older in the diverse Princeton community to make informed choices and live healthy lives.  PSRC offers affordable services, programs, and opportunities that support, educate and engage older individuals, their families and caregivers.  PSRC is a non-governmental, independent, 501(c)(3) organization.
 
For more information, contact Carol King or Susan Hoskins at the Princeton Senior Resource Center, 609-924-7108, or email at info@princetonsenior.org

 
The Princeton Senior Resource Center
45 Stockton Street · Princeton · NJ · 08540
(609) 924 7108
 

Valid from 05/17/2010 to 06/13/2010

Retirement Planning Workshop Begins March 14, 2013

03/07/2013

 

Put the pieces of your retirement together in this four session, hands-on workshop, led by Carol King.

 

· Explore your attitudes and feelings about retirement, work, aging and managing transitions.

 

· Discover your passions and purpose, gifts, strengths, talents, assets and experiences.

 

· Identify possibilities: How do you want to spend your time in retirement?  What opportunities are out there for you? Is there an Encore Career in your future?

 

· Turn your dreams into goals and develop an action plan to achieve your goals.

 

 

March 14, 2, April 4, 11 at 7 pm  Princeton Adult School. See the PAS brochure or website for details and registration.

Valid from 03/07/2013 to 03/28/2013

The Engaged Retirement & Encore Career Center's Free Speaker Series at the PPL This Fall

07/21/2010

In partnership with the Princeton Public Library, The Engaged Retirement & Encore Career Center of the Princeton Senior Resource Center offers a free Speaker Series at the Library on the second Tuesday of the month at 7pm.
 
September 14Making your money go further in retirement
Marion Sommer, Certified Financial Planner, MetLife
One of the greatest fears shared by retirees is that they will outlive their savings. If you are 65 years old, you have a 50 percent chance of living past age 87.  Find out how you can make your money go further in retirement using any number of strategies.
    
October 12 What do I need to know about Medicare?
Deborah Breslin, Program Director, State Health Insurance Program
Deborah will talk about Medicare Basics, eligibility, enrolling in Medicare, Medicare Parts A & B, also Medicare Advantage (Part C) and Medicare prescription drug coverage and costs
   
 
November 9 Wills and Estate Planning
William Isele, Attorney, Archer & Greiner
There's an old saying that you can't take it with you.  Whether you are rich, poor, or in between (like most of us) you have an estate -  all those treasures you've accumulated during your life - and some idea what you want to happen to them.  You might also want to minimize the burdens - both emotional and financial - on your loved ones who must deal with what you leave behind.  William Isele, Esq., an attorney with the law firm of Archer & Greiner, PC, will talk about the need for a will and other planning documents, and some of the aspects of estate planning that you might not have considered.  Come join us for a lively discussion about dying (beats a deadly discussion about living!) and how good planning can make it easier for your loved ones to handle. 
 
December 14 Take care of yourself,” this Holiday Season 
Fay Reiter, Professional Wellness Coach
 
The holiday season is a challenging time for everyone. Increased stress and the tendency to overindulge in food, alcohol and activity can lead to weight gain and an increased risk for health problems and injury.  This workshop will discuss strategies for celebrating this special season without compromising your health.  Specifics topics will include holiday eating, fitting exercise in, coping with holiday blues and managing stress.

For more information, contact Carol King or Susan Hoskins at the Princeton Senior Resource Center, 609-924-7108, or email at info@princetonsenior.org

 
The Princeton Senior Resource Center
45 Stockton Street · Princeton · NJ · 08540
(609) 924 7108
 


 

Valid from 08/01/2010 to 12/15/2010

November Events from Next Step: Engaged Retirement and Encore Careers

11/04/2013

Next Step: Engaged Retirement and Encore Careers Speaker Series:
November 12, 7 pm. Estate Planning: Wills, Power of Attorney, Advance Directives and Trusts: What do I need?
Rebecca Esmi, Esmi Law Firm LLC.    Rebecca's  practice areas include guardianships, elder and disability law, estate administration and planning with a focus on trusts for beneficiaries with special needs, family mediation, business and investor immigration, and business and nonprofit law. Princeton Public Library.

November 6, 13, 20:  1 pm Age for Change continues.
What do you plan to do with the next stage in your life?  What are some of the changes retirement has brought to your life?  Explore questions like these in a weekly discussion group.  The group is reading and discussing chapters in the e-book The Age for Change  from Coming of Age.  Check it out  at http://ebook.ComingofAge.org/.  Led by Helen Burton.  Suzanne Patterson Bldg.

November 14, 2 pm. Time at Last: Navigating Retirement
So much of our life and identity revolves around work. This supportive group discusses the joys, concerns and challenges of having extra time and making decisions about how to use it to create fulfillment. This group continues on the second Thursday of the month. Led by Shirley Roberts and Carol King. RWJ  Health & Wellness Center: 3100 Quakerbridge Road.  Please call 609-584-5900 to register.

November 21,  7 pm  Voluntourism: CombineTravel and Service and See the World in a New Light.

Combine travel and service and see the world in a new light. Voluntourism  is voluntary service to a destination and its people, plus the traditional elements of travel and tourism - arts, culture, geography, history, and recreation.  You will learn about a different country and culture, and come home with a different perspective on your own culture. Presenter: Carol King. Princeton Public Library.

December 13, 2 pm. Men in Retirement
This social group for men meets monthly, and they also have regularly scheduled small group activities. Come and meet other men who are making or have made the transition into retirement. Suzanne Patterson Bldg.
 

--
Carol A. King, Director
Next Step: Engaged Retirement & Encore Careers Center
Princeton Senior Resource Center
45 Stockton Street, Princeton NJ 08540
609-924-7108
cking@princetonsenior.org
www.engagedretirement.org

Valid from 11/04/2013 to 12/15/2013

January Events at Next Step: Engaged Retirement & Encore Careers Center

01/02/2015

Jan 8 2:00 p.m Retired? What's Next? So much of our life and identity revolves around work. This supportive group will discuss the joys, concerns and challenges of having extra time and making decisions about how to use it to create fulfillment. Continues on the second Thursday of each month. Led by Shirley Roberts, Helen Burton and Carol King.  Location: Robert Wood Johnson Health & Wellness Center: 3100 Quakerbridge Road. Please call 609-584-5900 to register. No fee

 

January 12, 1, 26. 1:30pm.  The weekly Happiness Project Group  will be reading and discussing Gretchen Rubin's second book Happier at Home: Kiss More, Jump More, Abandon Self-Control, and My Other Experiments in Everyday Life. Suzanne Patterson Bldg, 45 Stockton Street, Princeton.  A Next Step program of the Princeton Senior Resource Center.  No fee. For information, 609-924-7108
 

Jan 13  7 pm  Next Step Speaker Series: Wills, Trusts and Estates. Rebecca Esmi and Fiona Van Dyke.  Princeton Public Library

 

Rebecca is Attorney at Esmi Law Firm, serving clients in the Princeton Area.  Her specialties  include estate planning and administration, elder and disabilities law, guardianship and surrogate decision-making.

Fiona Van Dyke is a New Jersey Estate Planning Lawyer at VanDyke Law Firm, whose practice include elder law, estate planning, probate and estate administration and estate tax planning.

 

Rebecca and Fiona are members of the Board of the Princeton Senior Resource Center.

 

The Next Step Speaker Series is a joint program of the Princeton Senior Resource Center and the Princeton Public Library  

 


Jan 16 3:30 pm  Transitions Into Retirement. This monthly group deals with issues in making the adjustment to retirement. Group leader is Dr. John George.  Suzanne Patterson Bldg, 45 Stockton Street, Princeton. Please call to register 609-924-7108.   No fee. This group  is a Next Step  program of the Princeton Senior Resource Center.

 

Jan 20 1:00 pm Delights and Dilemmas of Being a Grandparent

Sometimes it's fun, other times the responsibility is frightening. Come share your joys, your knowledge, and your questions with others. The leader is Lenore Sylvan. Lenore brings her many years of experience as a teacher, child care advocate and grandparent to the group.  Location: Suzanne Patterson Bldg, 45 Stockton Street Princeton. No fee.  This group  is a Next Step  program of the Princeton Senior Resource Center.


Feb 6 2pm.  Men in Retirement group general meeting. Come and meet other men who are making or have made the transition into retirement. For information call 924-7108. Monument Hall (Suzanne Patterson Bldg, 45 Stockton Street, Princeton) No fee. Men in Retirement is a Next Step  program of the Princeton Senior Resource Center.

--

Carol A. King, Director
Next Step: Engaged Retirement & Encore Careers Center
Princeton Senior Resource Center
45 Stockton Street, Princeton NJ 08540
609-924-7108
cking@princetonsenior.org
www.engagedretirement.org

 


   
Programs and Services for older adults, their families and caregivers 
to promote aging with dignity.

Valid from 01/02/2015 to 02/07/2015

Engaged Retirement: Wills and Estate Planning at Princeton Public Library

03/25/2010

Engaged Retirement: Wills and Estate Planning
Conference Room
Thursday, Apr. 8, 7 p.m.

Attorney William Isele of the firm Archer & Greiner will talk about the need for a will and other planning documents, and some of the aspects of estate planning that you might not have considered.

Sponsored by Princeton Senior Resource Center and the library

Valid from 03/25/2010 to 04/09/2010

Two Lectures of The Engaged Retirement & Encore Careers Speaker Series at PPL June 8 & 10

05/18/2010

DOWNSIZE YOUR POSSESSIONS WITH EASE
Ellen Tozzi of Natural Order Design
Tuesday June 8
Princeton Public Library
 
7:00pm
No charge
 
Overwhelmed by all you own? Don't know where to begin?
Professional organizer Ellen Tozzi will help you
through the sometimes emotional process of streamlining.
She will share strategies on deciding what to keep
and provide resources for the items to be released
Ellen is the owner of Natural Order, a company providing
professional organizing solutions for your home and office.
 
 

Achieving Optimal Health and Longevity During Retirement
 
Fay Reiter, MA, CSW, weight loss mentor and coach
Thursday June 10, 7pm
 
Princeton Public Library
 
No charge


Retirement is an ideal time to focus on improving your health and
increasing your quality of life. With more control over your schedule,
during this stage of life, you can seize opportunities to be fitter
and healthier than you have ever been before. This workshop will
cover strategies to improve brain health, maintain a healthy weight,
engage in a multi-disciplinary exercise program and learn stress
reduction techniques. Through prioritization and goal setting,
participants will create their own personalized wellness plans to
start them on a path to enhanced health and well-being.

Background
The Engaged Retirementsm programs are focused on employees in the 55-70 age cohorts.  The program offers a broad overview of the various aspects of retirement or major life change.  Engaged Retirementsm  is funded by support from the Princeton Area Community Foundation. 
 

The Princeton Senior Resource Center (PSRC) empowers adults 55 and older in the diverse Princeton community to make informed choices and live healthy lives.  PSRC offers affordable services, programs, and opportunities that support, educate and engage older individuals, their families and caregivers.  PSRC is a non-governmental, independent, 501(c)(3) organization.
 
For more information, contact Carol King or Susan Hoskins at the Princeton Senior Resource Center, 609-924-7108, or email at info@princetonsenior.org

 
The Princeton Senior Resource Center
45 Stockton Street · Princeton · NJ · 08540
(609) 924 7108


 

Valid from 05/18/2010 to 06/11/2010

Engaged Retirement & Encore Careers Program Presents: MAXIMIZING YOUR VOLUNTEER EXPERIENCE

06/02/2010

Engaged Retirement & Encore Careers Program Presents:
MAXIMIZING YOUR VOLUNTEER EXPERIENCE
 
June 23, 3 pm, at the Princeton Public Library
 
Are you “in transition” – or hoping to be?  Do you want to find an Encore career or just do something different?  Are you looking to add meaning to your retirement?  Volunteering at a nonprofit lets you make a difference in the community, but it can also expand your horizons, give you new skills and help you create new relationships.  Learn how to connect to the many opportunities available and find the one(s) that will best meet your personal and professional goals.
 
Volunteering is much more than a way to give. It is a way to get: new skills, broader experiences, opportunities to demonstrate and document your leadership, your creativity, your budgeting savvy. Volunteer and show the world that you can get things done!
 
 
SPEAKER BIO
 
Adrienne Rubin has over twenty years of experience as a volunteer and volunteer manager. As the Executive Director of VolunteerConnect, she helps potential volunteers find suitable opportunities, and provides volunteer management training and support to nonprofit organizations.  She has spoken on volunteer management at many local and national conferences.
 
Background
The Engaged Retirementsm & Encore Careers programs are focused on employees in the 55-70 age cohorts.  The program offers a broad overview of the various aspects of retirement or major life change.  Engaged Retirementsm & Encore Careers is funded by support from the Princeton Area Community Foundation. 
 

The Princeton Senior Resource Center (PSRC) empowers adults 55 and older in the diverse Princeton community to make informed choices and live healthy lives.  PSRC offers affordable services, programs, and opportunities that support, educate and engage older individuals, their families and caregivers.  PSRC is a non-governmental, independent, 501(c)(3) organization.
 
For more information, contact Carol King or Susan Hoskins at the Princeton Senior Resource Center, 609-924-7108, or email at info@princetonsenior.org

 
The Princeton Senior Resource Center
45 Stockton Street · Princeton · NJ · 08540
(609) 924 7108
.


 

Valid from 06/02/2010 to 06/24/2010

Engaged Retirement & Encore Careers Speaker Series Presents 'Making Your Money Go Further In Retirement' Marion Sommer, CFP

08/28/2010

Making Your Money Go Further In Retirement
Marion Sommer, CFP
 
Tuesday September 14, 7pm
Princeton Public Library, Second Floor Conference Room
 
Looking to retire or just recently retired? Are you worried about having enough money to last throughout your retirement years? You’re not alone. Forty-five percent of all Americans say concerns about making ends meet are keeping them up at night.
 
Reaching retirement is the beginning of a new voyage, a time of changing tides with you at the helm. You may live another 20 to 30 years. How do you ensure that your money will last?
 
In this first Engaged Retirement Seminar entitled: Making Your Money Stretch Throughout the Retirement Years we will explore:
 
How much monthly income you will need after a lifetime of accumulation
How much money can you safely withdraw annually and still have your money last
What strategy will provide the most efficient method of withdrawing assets
When to take social security payments
Tax efficient methods used to withdraw money
What can you do to safeguard your assets


 
The Princeton Senior Resource Center and Princeton Public Library offers a monthly speaker series for people thinking about retiring or making a major life change. The series, a part of the Princeton Senior Resource Center’s Engaged Retirementsm program, will present speakers on a variety of topics such as financial planning, legal matters, moving and downsizing, volunteering, family relationships and healthy aging. All programs are held at the Princeton Public Library, 7 pm.
 

Presenter Bio
 
Marion Sommer, a Certified Financial PlannerTM from New England Financial, a division of MetLife, will speak to these and other issues. Marion Sommer has been a financial planner for over a decade with a BBA in finance from Rider University and courses in Economics at Princeton University.  She herself is a baby boomer, a mother of three, and a long time resident of Princeton Township.
 
For more information, contact Carol King or Susan Hoskins at the Princeton Senior Resource Center, 609-924-7108, or email at info@princetonsenior.org

 
The Princeton Senior Resource Center
45 Stockton Street · Princeton · NJ · 08540
(609) 924 7108
 

 

Valid from 08/28/2010 to 09/15/2010

Engaged Retirementsm & Encore Careers Speaker Series Presents Wills and Estate Planning With Bill Isele

10/24/2010

William Isele, Attorney, Archer & Greiner, PC
November 9,  7 pm
Princeton Public Library
There's an old saying that you can't take it with you.  Whether you are rich, poor, or in between (like most of us) you have an estate -  all those treasures you've accumulated during your life - and some idea what you want to happen to them.  You might also want to minimize the burdens - both emotional and financial - on your loved ones who must deal with what you leave behind.  William Isele, Esq., an attorney with the law firm of Archer & Greiner, PC, will talk about the need for a Will and other planning documents, and some of the aspects of estate planning that you might not have considered.  Come join us on November 9 at 7 p.m. for a lively discussion about dying (beats a deadly discussion about living!) and how good planning can make it easier for your loved ones to handle. 
 
Mr. Isele was privileged to serve as New Jersey’s Ombudsman for the Institutionalized Elderly from October 1999 to October 2007. He also served as a member of the Health Law Division in the Office of General Counsel of the American Medical Association, in Chicago. Mr. Isele has significant experience in dealing with matters of bio-medical ethics, including end-of-life decision-making and issues related to palliative care. As Chair of the Health & Hospital Law Section of the New Jersey State Bar Association, he was instrumental in advocating for the passage of the New Jersey Advance Directives for Health Care Act and the New Jersey Definition of Death Act in 1991. He also served as a member of the American Health Lawyers Association's Alternative Dispute Resolution Service from 1992 - 2001.

>From 1987 to 1991, Mr. Isele served as an adjunct professor in the evening division of Seton Hall University School of Law, and currently serves as an adjunct professor of Law and Ethics at DeVry University, and an adjunct lecturer in Health and Aging at Rutgers University school of Social Work..

Mr. Isele received his B.A. and M.A. degrees in Philosophy, with concentration in Ethics, from the Catholic University of America, and his J.D. from Georgetown University Law Center in Washington, D.C.
 
 
Background
The Engaged Retirementsm & Encore Careers programs are focused on employees in the 55-70 age cohorts.  The program offers a broad overview of the various aspects of retirement or major life change.  The Engaged Retirementsm &Encore Career Center is funded in part by support from the Princeton Area Community Foundation. 
 

The Princeton Senior Resource Center (PSRC) empowers adults 55 and older in the diverse Princeton community to make informed choices and live healthy lives.  PSRC offers affordable services, programs, and opportunities that support, educate and engage older individuals, their families and caregivers.  PSRC is a non-governmental, independent, 501(c)(3) organization.
 
For more information, contact Carol King or Susan Hoskins at the Princeton Senior Resource Center, 609-924-7108, or email at info@princetonsenior.org

Valid from 10/24/2010 to 11/10/2010

MAXIMIZING YOUR VOLUNTEER EXPERIENCE, Engaged Retirement & Encore Careers Program

01/03/2011

MAXIMIZING YOUR VOLUNTEER EXPERIENCE

A joint program with Volunteer Connect, the Mercer County source for volunteer opportunities

January 20, 3 pm, at the Princeton Public Library

Are you “in transition” – or hoping to be?  Do you want to find an Encore career or just do something different?  Are you looking to add meaning to your life?  Volunteering at a nonprofit lets you make a difference in the community, but it can also expand your horizons, give you new skills and help you create new relationships.  Learn how to connect to the many opportunities available and find the one(s) that will best meet your personal and professional goals.

Volunteering is much more than a way to give. It is a way to get: new skills, broader experiences, opportunities to demonstrate and document your leadership, your creativity, your budgeting savvy. Volunteer and show the world that you can get things done!


SPEAKER BIO

Adrienne Rubin has over twenty years of experience as a volunteer and volunteer manager. As the Executive Director of VolunteerConnect, she helps potential volunteers find suitable opportunities, and provides volunteer management training and support to nonprofit organizations.  She has spoken on volunteer management at many local and national conferences.

 
Background

The Engaged Retirementsm & Encore Careers programs are focused on employees in the 55-70 age cohorts.  The program offers a broad overview of the various aspects of retirement or major life change.  Engaged Retirementsm & Encore Careers is funded by support from the NRG Energy

Fund of the Princeton Area Community Foundation.

Valid from 01/03/2011 to 01/21/2011

Engaged Retirement & Encore Careers Events for March

02/15/2011

Job Search Strategies for Older Workers
Strategies for competing in the new work place, updating your skills, networking, dealing with ageism and avoiding job scams. Presenter: Carol King. No fee.

March 3,  7pm, Lawrence Library



Encore Careers: Doing good while doing well

Looking to combine passion, purpose and a paycheck in a second career or retirement job?  Find out how you can use your skills, knowledge and experience in an encore career in growth industries such as the education, health care, and environmental fields. Presenter: Carol King.  No fee.

March 22, 3pm. Hopewell Senior Center, 395 Reading St. Pennington

March 29, 7pm Princeton Public Library


Presenter Bio:

Carol King is a retiree living in the Princeton New Jersey area.  Her anchoring activity
in retirement is co-director of the Engaged Retirement program offered by the
Princeton Senior Resource Center.  Carol also keeps the books for PSRC.

Previously Carol was a college professor (tourism & hospitality management,
organizational behavior, management and leadership), as well as a church financial
administrator, hospitality industry consultant, food service manager and occasional
technical writer. She has both an MBA and a PhD from New York University.

Her volunteer activities include Ten Thousand Villages , a nonprofit fair trade store,
where she gets her weekly happiness fix selling handicrafts from third-world countries.
She is also treasurer of a local opera group, occasional coach of seniors in computer
classes, and helps out in the box office and costume shop for a local music festival. 
She is a member of the Advisory Commission on Aging of Mercer County Community
College. Carol is a Certified  Retirement Coach.


 

Background

The Engaged Retirementsm & Encore Careers programs are focused on employees in the 55-70 age cohorts.  The program offers a broad overview of the various aspects of retirement or major life change.  Engaged Retirementsm & Encore Careers programs are funded by support from the NRG Energy Fund of the Princeton Area Community Foundation.

 

The Princeton Senior Resource Center (PSRC) empowers adults 55 and older in the diverse Princeton community to make informed choices and live healthy lives.  PSRC offers affordable services, programs, and opportunities that support, educate and engage older individuals, their families and caregivers.  PSRC is a non-governmental, independent, 501(c)(3) organization.

 

For more information, contact Carol King or Susan Hoskins at the Princeton Senior Resource Center, 609-924-7108, or email at info@princetonsenior.org

 

The Princeton Senior Resource Center

45 Stockton Street · Princeton · NJ · 08540

(609) 924 7108

 

 

Valid from 02/15/2011 to 03/30/2011

DOWNSIZE YOUR POSSESSIONS WITH EASE, The Engaged Retirement & Encore Careers Speaker Series, January 11, 2011

01/02/2011

Overwhelmed by all you own? Need to help a family member downsize and move?
Don't know where to begin?  Parting with a life’s accumulation of belongings can be wrenching. Those things can represent our selves, our lives and our dreams and our memories.  Other things may not have such emotional attachments, but just figuring out what to do with them can be overwhelming.
 
Professional organizer Ellen Tozzi will help you through the sometimes emotional process of streamlining. She will share strategies on deciding what to keep and provide resources for the items to be released. She will also help you organize the thing you decide to keep.
 
Ellen is the owner of Natural Order, a company providing professional organizing solutions for your home and office.  She is a member of the National Association of Professional Organizers and the Central New Jersey Professional Organizers. She is located in Hamilton and can be reached at 609.588.8660 or at Ellen@NaturalOrderDesign.com
 


Tuesday January 11

Princeton Public Library

 

7:00pm

No charge
 

Valid from 01/02/2011 to 01/12/2011

PRINCETON PUBLIC LIBRARY HOSTS RETIREMENT SERIES PROGRAMS BEGINNING MARCH 8, 2011

02/25/2011

Financial questions, travel, coping with caregiving, and searching for jobs are the topics to be tackled at thisspring’s Engaged Retirement talks, being held at Princeton Public Library starting March 8. Programs are at 7 p.m. in the library’s Conference Room.
 
At the opening program March 8, Eleanore Szymanski’s talk is “Getting Nagging Financial Questions Answered.” Szymanski is a certified financial planner and founder of the Financial Answer Place.  On April 12, Barbara Stender will speak on “Caring for the Caregiver and Managing Caregiver Responsibilities. Stender is a caregiver specialist with Greater Trenton Behavioral Health Care.
 
Next on April 19 is “Job Search Strategies for Older Workers,” led by Carol King. This 90-minute program addresses such issues as the changing structure of the job market, ageism in the job market, using the Internet for job searches and networking, and avoiding job search scams. The final spring Engaged Retirement program is “Senior Travel,” to be led by Celia Lidz. She will touch on traveling with physical disabilities, finding the right trips, and managing the unexpected.
 
All Princeton Public Library programs are free and open to the public. If programs require registration, preference is given to library cardholders. The physically challenged should contact the library at (609) 924-9529 48 hours before any program with questions about special accommodations.
 
Opinions expressed during programming at Princeton Public Library do not necessarily reflect the views of the library, its staff, trustees or supporters.
 
The library is in the Sands Library Building at 65 Witherspoon St. in Princeton Borough. Convenient parking is available on neighboring streets and in the borough-operated Spring Street Garage, which is adjacent to the library. For more information about library programs and services, call (609) 924-9529 or visit
www.princetonlibrary.org
 


 

Valid from 02/25/2011 to 04/20/2011

Princeton Senior Resource Center Offers Engaged Retirement Workshop March 5 & 12, 2011

02/13/2011

Princeton Senior Resource Center is offering Engaged Retirement Workshop, a two-session retirement planning course to help people who are approaching retirement make the most of this next stage of life. The leading edge of the Boomer generation is now reaching retirement age.  Other older workers are facing the distinct possibility, if not the reality, of an involuntary retirement, and need to find a new, and hopefully fulfilling, career or part time work.   Many programs are available on financial planning for retirement, but there are few resources available to help retirees deal with the lifestyle and emotional issues associated with this major change in their life.

One issue that many retirees face is a loss of identity.  Who am I if I am no longer an executive, manager, teacher, accountant, doctor, professor? If I am not affiliated with a well-known company or organization?  When a person is psychologically invested in his or her career, leaving that career can become very traumatic.  Also, some people have been so involved in their work that they have had no time to develop other interests or hobbies, and so, when they retire, have nothing to occupy their time. This can lead to depression, a major mental health problem for older people.


In this workshop, participants learn how to successfully navigate a major life change, and how to create new goals and plans.  It emphasizes ways that volunteering can give great satisfaction and fulfill many goals.  Participants will explore their attitudes about change, discover their individual interests and strengths, explore options, and develop a personal plan. The workshop includes a power point presentation, handouts, participant worksheets and brief lectures, as well as time for sharing personal experience.


This two-session program will help attendees explore their options for this stage of life, identify their hopes and dreams, and develop a plan for achieving those dreams.  The sessions will be held on Saturdays 9:30 – 2:pm, on March 5 & 12

Cost for both sessions and course materials is $85, $150 for couples.

Both sessions will be held at the Suzanne Patterson Building behind the Princeton Borough Hall. To register, call the Princeton Senior Resource Center, 609-924-7108

 
 

Session 1: Exploring your attitudes and feelings about, work, aging, managing transitions and retirement. Self discovery: exploring your passions and purpose, strengths, gifts, talents, assets and experiences.

Session 2:  Possibilities: How do you spend your time vs. how would you like to spend your time?  Turning dreams into goals; developing an action plan to achieve those goals.


For more information, contact Carol King or Susan Hoskins at the Princeton Senior Resource Center, 609-924-7108, or email at info@princetonsenior.org

 

The Princeton Senior Resource Center

45 Stockton Street · Princeton · NJ · 08540

(609) 924 7108

 
 

Valid from 02/13/2011 to 03/13/2011

May Engaged Retirement & Encore Careers Programs

04/12/2011

Engaged Retirement & Encore Careers Speaker Series:


Celia Lidz.  Senior travels: pack your pills and leave your doctors behind .   Celia will talk about traveling with physical disabilities, finding the right trips for you and managing the 'what ifs' -- things you can plan for and things you can't.

May 10  Princeton Public Library, 7pm
 

 
Introduction to Your Lifestyle in Retirement


This single session offers an introduction to planning for retirement or a major lifestyle change.  It will help you explore your options for dealing with change, managing your time, identifying your passions and making a difference through volunteering.
Presenter: Carol King.  No fee.


May 7, Women’s Expo Robbinsville High School,             Sponsored by Mercer County Woman Newspaper

           

May 17, Princeton Public Library 7pm.

 

May 12 Time at Last-- Navigating Retirement

So much of our life and identity revolves around work. This supportive group will discuss the joys, concerns and challenges of having extra time and making decisions about how to use it to create fulfillment. Continues on the second Thursday of each month. Led by Shirley Roberts and Carol King. RWJ  Health & Wellness Center: 3100 Quakerbridge Road.    2 to 3 p.m. Call 609-584-5900 to register.

 

May 18 Encore Careers: Doing good while doing well


Looking to combine passion, purpose and a paycheck in a second career or retirement job?  Find out how you can use your skills, knowledge and experience in an encore career in growth industries such as the education, health care, and environmental fields. Presenter: Carol King.  No fee.

            West Windsor Library, 7pm

 

 

Project ReEmployment Starting May 11

A program for displaced workers with the goal of improving job search skills, building confidence, managing stress and returning to the work force as efficiently and as quickly as possible. Cost: $20. To register, call 924-7108. Financial assistance available. Program co-sponsored by Jewish Family & Children's Services. For more information about the program, call Debra Levenstein at 609-987-8100.

Four sessions: May 11, 18, 19, 26;   9:30 - 11:30


 

Background

The Engaged Retirementsm & Encore Careers programs are focused on employees in the 55-70 age cohorts.  The program offers a broad overview of the various aspects of retirement or major life change.  Engaged Retirementsm & Encore Careers is funded by a grant from the NRG Energy Fund of the Princeton Area Community Foundation

The Princeton Senior Resource Center (PSRC) empowers adults 55 and older in the diverse Princeton community to make informed choices and live healthy lives.  PSRC offers affordable services, programs, and opportunities that support, educate and engage older individuals, their families and caregivers.  PSRC is a non-governmental, independent, 501(c)(3) organization.

 

For more information, contact Carol King or Susan Hoskins at the Princeton Senior Resource Center, 609-924-7108, or email at info@princetonsenior.org

 

The Princeton Senior Resource Center

45 Stockton Street · Princeton · NJ · 08540

(609) 924 7108

 

 

Valid from 04/12/2011 to 05/27/2011

Retirement Planning Workshop June 18 & 25, Princeton Senior Resource Center

05/16/2011

 

Princeton Senior Resource Center is offering Engaged Retirement Workshop, a two-session retirement planning course to help people who are approaching retirement make the most of this next stage of life. The leading edge of the Boomer generation is now reaching retirement age.  Other older workers are facing the distinct possibility, if not the reality, of an involuntary retirement, and need to find a new, and hopefully fulfilling, career or part time work.   Many programs are available on financial planning for retirement, but there are few resources available to help retirees deal with the lifestyle and emotional issues associated with this major change in their life.

One issue that many retirees face is a loss of identity.  Who am I if I am no longer an executive, manager, teacher, accountant, doctor, professor? If I am not affiliated with a well-known company or organization?  When a person is psychologically invested in his or her career, leaving that career can become very traumatic.  Also, some people have been so involved in their work that they have had no time to develop other interests or hobbies, and so, when they retire, have nothing to occupy their time. This can lead to depression, a major mental health problem for older people.

 

In this workshop, participants learn how to successfully navigate a major life change, and how to create new goals and plans.  It emphasizes ways that volunteering can give great satisfaction and fulfill many goals.  Participants will explore their attitudes about change, discover their individual interests and strengths, explore options, and develop a personal plan. The workshop includes a power point presentation, handouts, participant worksheets and brief lectures, as well as time for sharing personal experience.

 

This two-session program will help attendees explore their options for this stage of life, identify their hopes and dreams, and develop a plan for achieving those dreams.  The sessions will be held on Saturdays 9:30 – 2:pm, on June 18 & 25

Cost for both sessions and course materials is $85, $150 for couples.

 

Both sessions will be held at the Suzanne Patterson Building behind the Princeton Borough Hall. To register, call the Princeton Senior Resource Center, 609-924-7108

 

Led by Carol King, Certified Retirement Coach.

For more information, contact Carol King at the Princeton Senior Resource Center, 609-924-7108 or  Cking@princetonsenior.org.

 

Session 1: Exploring your attitudes and feelings about, work, aging, managing transitions and retirement. Self discovery: exploring your passions and purpose, strengths, gifts, talents, assets and experiences.

Session 2:  Possibilities: How do you spend your time vs. how would you like to spend your time?  Turning dreams into goals; developing an action plan to achieve those goals.

 

Presenter Bio:

 

Carol King is a retiree living in the Princeton New Jersey area.  Her anchoring activity in retirement is Director of the Engaged Retirementsm   and Encore Career program offered by the Princeton Senior Resource Center.  This program is designed to help boomer generation employees plan for a rewarding retirement life style or second career.  She also keeps the books and the website for PSRC.

 

Previously Carol was a college professor (tourism & hospitality management, organizational behavior, management and leadership), as well as a church financial administrator, hospitality industry consultant, food service manager and occasional technical writer. She has both an MBA and a PhD from New York University

 

Her volunteer activities include Ten Thousand Villages, a nonprofit fair trade store, where she gets her weekly happiness fix selling handicrafts from third-world countries. She is also treasurer of a local opera group, occasional coach of seniors in computer classes, and helps out in the box office and costume shop for a local music festival.  She is a member of the Advisory Commission on Aging of Mercer County Community College.

 

Carol is a Certified Retirement Coach.

Background

Engaged Retirement & Encore Careers programs are focused on employees in the 55-70 age cohorts. The program offers a broad overview of the various aspects of planning for one's lifestyle in retirement or for a major life change. The Center for Engaged Retirement sm & Encore Careers is funded by support from the NRG Energy Fund of the Princeton Area Community Foundation.

The Princeton Senior Resource Center (PSRC) empowers adults 55 and older in the diverse Princeton community to make informed choices and live healthy lives. PSRC offers affordable services, programs, and opportunities that support, educate and engage older individuals, their families and caregivers. PSRC is a non-governmental, independent, 501(c)(3) organization.

For more information, contact Carol King or Susan Hoskins at the Princeton Senior Resource Center, 609-924-7108, or email at info@princetonsenior.org

 

The Princeton Senior Resource Center
45 Stockton Street · Princeton · NJ · 08540
(609) 924 7108

 


Valid from 05/16/2011 to 06/26/2011

Next Step: Engaged Retirement & Encore Careers June Programs

04/30/2012

June 5

Job Search Strategies for Older Workers
United Financial Empowerment Center Career Fair

Crossroads Corporate Center
3150 Brunswick Pike, STE 230
Lawrenceville NJ 08648-2420
Information and registration: 609-896-1912

This program is designed to help older workers who find themselves in the job market after many years on the job or already in retirement. It will address issues such as the changing structure of the job market, ageism in the job market, using the internet for job searches and networking, and avoiding job search scams on the internet.  

Older workers have been particularly hard hit in the recent economic turn-down. Many have lost their jobs and are having to compete with younger workers in a very different job market than the one they experienced years ago.  Some retirees are finding that they need to return to work, full or part time, to supplement reduced income from investments or to replenish a reduced investment portfolio. Both retirees and unemployed boomers bring a very different set of expectations to their job search; and these expectations work against them in competing with younger workers. This program will examine these expectations and suggest some strategies for dealing with them.

 

June 12

Next Step Speaker Series: 

 Celia Lidz Senior Travels: Pack YourPills and Leave Your Doctors Behind .   Celia will talk about traveling with physical disabilities:  finding the right trips for you and managing the 'what ifs' -- things you can plan for and things you can't.   Celia and husband Dick are world travelers and still going strong. Princeton Public Library, 7 pm

June 14
Time At Last: Navigating Retirement 
So much of our life and identity revolves around work. This supportive group will discuss the joys, concerns and challenges of having extra time and making decisions about how to use it to create fulfillment.  Meets on the second Thursday of each month. Led by Shirley Roberts and Carol King. 
RWJ Health & Wellness Center, 3100 Quakerbridge Road, Hamilton  Call 609-584-5900 to register.

June 26 
Introduction to Your Lifestyle in Retirement

This single session offers introduction to planning for retirement or a major lifestyle change.  It will help you  explore your options for dealing with change, managing your time, identifying your passions and making a difference through volunteering. Presenter: Carol King
Princeton Public LIbrary, 7pm

Looking Ahead:
Next Step Engaged Retirement Workshop
A four-session hands on retirement planning workshop July 18,25, August 1 & 8, 6:30pm 
RWJ Health & Wellness Center, 3100 Quakerbridge Road, Hamilton  Call 609-584-5900 to register. $85 per person.


-- 
Carol A. King, Director
Next Step: Engaged Retirement & Encore Careers Center
Princeton Senior Resource Center
45 Stockton Street
Princeton NJ 08540

Valid from 04/30/2012 to 06/27/2012

ENGAGED RETIREMENT & ENCORE CAREERS PROGRAMS JUNE 2011

05/16/2011

Engaged Retirement Speaker Series:

June 14. VolunTourism: Combine travel and service and see the world in a new light. Carol King, Director Engaged Retirement & Encore Careers Center.

 

Volun-Tourism  combines voluntary service to a destination and its people with the traditional elements of travel and tourism - arts, culture, geography, history, and recreation.  You will learn about a different country and culture, and come home with a different perspective on your own culture.


Carol has made two trips to Russia as a business consultant and was able to see how the Soviet system worked (actually didn’t work) at the front lines.  Princeton Public Library 7 pm

 

Book discussion group:  Age for Change.

What do you plan to do with your one wild and precious life?  Have you ever given it any thought? Explore it with others in a new weekly discussion group starting Wed June 1 at 4:30 at the Suzanne Patterson Building, 45 Stockton Street, Princeton. We will read and discuss a new e-book The Age for Change  from Coming of Age.  No fee, but please call 609-924-7108 to register.


Time at Last-- Navigating Retirement. June 9, continuing on the second Thursday of each month.

So much of our life and identity revolves around work. This supportive group will discuss the joys, concerns and challenges of having extra time and making decisions about how to use it to create fulfillment.  Led by Shirley Roberts and Carol King. RWJ  Health & Wellness Center: 3100 Quakerbridge Road.    2 to 3 p.m. Call 609-584-5900 to register.

 

Encore Careers: Doing good while doing well.  June 20 

Looking to combine passion, purpose and a paycheck in a second career or retirement job?  Find out how you can use your skills, knowledge and experience in an encore career in growth industries such as the education, health care, and environmental fields. Presenter: Carol King.  No fee. Princeton Public Library 7 pm

 

Job Search Strategies for Older Workers

Strategies for competing in the new work place, updating your skills, networking, dealing with ageism and avoiding job scams.  Presenter: Carol King. No fee. Two dates:

·         June 9th  West Windsor Library 7pm

·         June 27 Princeton Public Library 7:30 pm

Background

Engaged Retirement & Encore Careers programs are focused on employees in the 55-70 age cohorts. The program offers a broad overview of the various aspects of planning for one's lifestyle in retirement or for a major life change. The Center for Engaged Retirement sm & Encore Careers is funded by support from the NRG Energy Fund of the Princeton Area Community Foundation.

The Princeton Senior Resource Center (PSRC) empowers adults 55 and older in the diverse Princeton community to make informed choices and live healthy lives. PSRC offers affordable services, programs, and opportunities that support, educate and engage older individuals, their families and caregivers. PSRC is a non-governmental, independent, 501(c)(3) organization.

For more information, contact Carol King or Susan Hoskins at the Princeton Senior Resource Center, 609-924-7108, or email at info@princetonsenior.org


The Princeton Senior Resource Center
45 Stockton Street · Princeton · NJ · 08540
(609) 924 7108

Valid from 05/16/2011 to 06/28/2011

Engaged Retirement & Encore Careers Announces Weekly Book Discussion Group

05/31/2011

What do you plan to do with your one wild and precious life?  Have you ever given it any thought? Explore it with others in a new weekly discussion group starting Wed June 1 at 4:30 at the Suzanne Patterson Building, 45 Stockton Street, Princeton. We will read and discuss chapters of a new e-book The Age for Change  from Coming of Age.
Coming of Age 
is a Philadelphia-based national initiative  to help people age 50+ explore their futures, promote 50+ connection and contribution, and build stronger non-profits and communities. You may have seen their programs on the Wider Horizons programs on WHYY  TV Philadelphia.

Topics include:

· What now? Where do I go from here?

· Dealing with our adult children

· The changing nature of intimate relationships

· Reconciling (or not) with people from whom we’ve become estranged

· The meaning of work in our lives

· The many faces of loss

· How friendships change

· Building new communities

 

There is no fee, but please call to register: 609-924-7108.  If you can't come to one session, come to the next.  This will be an ongoing group, Wednesdays at 4:30 through July.


Check out the book at http://ebook.comingofage.org/ If you do not have access to the internet and would like a printed copy of the chapters, please let us know when your register.

 

Background

Engaged Retirement & Encore Careers programs are focused on employees in the 55-70 age cohorts. The program offers a broad overview of the various aspects of planning for one's lifestyle in retirement or for a major life change. The Center for Engaged Retirement sm & Encore Careers is funded by support from the NRG Energy Fund of the Princeton Area Community Foundation.

The Princeton Senior Resource Center (PSRC) empowers adults 55 and older in the diverse Princeton community to make informed choices and live healthy lives. PSRC offers affordable services, programs, and opportunities that support, educate and engage older individuals, their families and caregivers. PSRC is a non-governmental, independent, 501(c)(3) organization.

For more information, contact Carol King or Susan Hoskins at the Princeton Senior Resource Center, 609-924-7108, or email at info@princetonsenior.org


The Princeton Senior Resource Center
45 Stockton Street · Princeton · NJ · 08540
(609) 924 7108

Valid from 05/31/2011 to 07/30/2011

Next Step: Engaged Retirement October Events

10/01/2012

Lets Talk Retirement 
October 8, 2012  1:00 PM - 2:30 PM 
New group starting: meet other people dealing with the joys and challenges of retirement.  Facilitator: Marilyn Gilroy.
Location: Suzanne Patterson Bldg. No fee, but please register at 609-924-7108

Next Step Speaker: Marion Sommer. Making your money go further in retirement.

October 9, 7 pm. Princeton Public Library.

One of the greatest fears shared by retirees is that they will outlive their savings. If you are 65 years old, you have a 50 percent chance of living past age 87.  Find out how you can make your money go further in retirement using any number of strategies.   Marion is a Certified Financial Planner with MetLife.

The Next Step Speaker Series is a joint program with the Princeton Public Library. No charge.


Men in Retirement 
Fri Oct 19, 2 pm. Suzanne Patterson Bldg. 45 Stockton Street Princeton 
Come and meet other men who are making or have made the transition into retirement.   no fee

Tools for Managing Career Transitions

Thursday Oct 18, 4:30pm. Suzanne Patterson Bldg, 45 Stockton Street Princeton 
A single session workshop  for 55+ persons who are looking to get back into the workplace, either in their previous careerpath, via a new career path, or via an encore career in retirement. In this workshop, you will learn about personal career management tools, why they are necessary,and how to use them.    The presentation will provide  an overview of career management tools and techniques to help you  develop a clear direction, establish long- and short-term career goals, and create a plan of action for achieving  re-employment. You will have an opportunity to work on a long-term conceptual career plan. Presenter:  Dr.Carol Watson, Professor Rider University, Executive Coach and Career Counselor in private practice. No fee, but please register at 609-924-7108

Finding the Right Volunteer Opportunity for You

Monday October 15,7:00 PM  
Learn how to connect to volunteer opportunities that will help expand your horizons, create new relationships and further personal and professional goals while making a difference in the community. Presenter: Carol King. Princeton Public Library. No charge

Retirement Planning Workshop
Starts October 18, 7 pm. 
This four-session  hands-on series helps attendees envision and plan the retirement of their own design. Classes include presentations, readings, exercises, and discussions to help people identify their goals and develop a concrete plan for achieving those goals.
Sessions include:

  • Explore your attitudes and feelings about retirement, work, aging and managing transitions.
  • Discover your passions and purpose, gifts, strengths, talents, assets and experiences. 
  • Identify possibilities: How do you want to spend your time in retirement? What opportunities are out there for you? Is there an Encore Career in your future?
  • Turn your dreams into goals and develop an action plan to achieve your goals.

 Offered through the Princeton Adult School. See their course brochure or website http://www.ssreg.com/princeton/ for registration information and costs.


-- 
Carol A. King, Director
Next Step: Engaged Retirement & Encore Careers Center
Princeton Senior Resource Center
45 Stockton Street, Princeton NJ 08540
609-924-7108
cking@princetonsenior.org
www.engagedretirement.org
 

Valid from 10/01/2012 to 10/20/2012

Next Step: Engaged Retirement and Encore Careers Programs for March

02/06/2013

March 8  Men in Retirement. Suzanne Patterson Bldg 2pm.

Come and meet other men who are making or have made the transition into retirement.


March 5: Introduction to your lifestyle in retirement Princeton Public Library, 7 pm.

This single session offers an introduction to planning for retirement or a major lifestyle change.  It will help you explore your options for dealing with change, managing your time, identifying your passions and making a difference through volunteering. Presenter: Carol King. 


March 11: Voluntourism   7pm.  Hopewell Valley Senior Center, 395 Reading St. in Pennington.

 

Combine travel and service and see the world in a new light. Voluntourism  combines voluntary service to a destination and its people with the traditional elements of travel and tourism - arts, culture, geography, history, and recreation.  You will learn about a different country and culture, and come home with a  different perspective on your own culture.Presenter: Carol King. 

For information and to register, call Abigail Waugh at (609)737-0605, ext. 692.


March 12: Next Step Speaker Series: Practical Solutions for Aging in Your Home  Heidi Fichtenbaum, Project Manger at Farewell Architects LLC.  Downsize in retirement or stay where you are? Heidi will talk about universal design—modifications you can make to your home to make it safe  and comfortable as you get older, or make it more marketable if you decide to sell it.  Princeton Public Library, 7 pm.


March 14: Retirement Planning Workshop

 

Put the pieces of your retirement together in this four session, hands-on workshop, led by Carol King.

· Explore your attitudes and feelings about retirement, work, aging and managing transitions.

· Discover your passions and purpose, gifts, strengths, talents, assets and experiences.

· Identify possibilities: How do you want to spend your time in retirement?  What opportunities are out there for you? Is there an Encore Career in your future?

· Turn your dreams into goals and develop an action plan to achieve your goals.

 

Dates are: March 14, 2, April 4, 11 at 7 pm  Princeton Adult School. See the PAS brochure or website for details and registration.  www.princetonadultschool.org


March 19: Encore Careers: Doing good  while doing well 6:30 pm  RWJ Health & Wellness Center 3100 Quakerbridge Rd, Hamilton. Register at 609-584-5900.

Looking to combine passion, purpose and a paycheck in a second career or retirement job?  Find out how you can use your skills, knowledge and experience in an encore career in growth industries such as the education, health care, and environmental fields.  

Presenter: Carol King. 

 



--
Carol A. King, Director
Next Step: Engaged Retirement & Encore Careers Center
Princeton Senior Resource Center
45 Stockton Street, Princeton NJ 08540
609-924-7108
cking@princetonsenior.org
www.engagedretirement.org

 

 

Valid from 02/11/2013 to 03/06/2013

Next Step Engaged Retirement and Encore Careers February Programs

02/08/2013

February 12, 7 pm  Starting a home-based business as an encore career: Is it right for me?  Janet Pickover, CMP Emeritus. Looking to start a business as an encore career?  Janet will talk about the pros and cons of a home-based business, and some resources available if you decide to start one.  Janet has been running her meeting management company, JR Associates, for thirty years. Recently, she became a SCORE counselor. Next Step Speaker Series, a joint program with Princeton Public Library

 

Feb 14, 2 pm Time At Last: Navigating Retirement.

So much of our life and identity revolves around work. This supportive group will discuss the joys, concerns and challenges of having extra time and making decisions about how to use it to create fulfillment.  Led by Shirley Roberts and Carol King. RWJ  Health & Wellness Center: 3100 Quakerbridge Road.  Please call 609-584-5900 to register. 

 


Feb 21, 7 pm Introduction to your lifestyle in retirement.

This single session offers an introduction to planning for retirement or a major lifestyle change.  It will help you explore your options for dealing with change, managing your time, identifying your passions and making a difference through volunteering. Presenter: Carol King. Hickory Corner Library,138 Hickory Corner Road, East Windsor.  For information: 609-448-1330

 

Feb 25, 7 pm: Finding the right volunteer opportunity for you Learn how to connect to volunteer opportunities that will help expand your horizons, create new relationships and further personal and professional goals while making a difference in the community. Presenter: Carol King. Princeton Public Library,

--
Carol A. King, Director
Next Step: Engaged Retirement & Encore Careers Center
Princeton Senior Resource Center
45 Stockton Street, Princeton NJ 08540
609-924-7108
cking@princetonsenior.org
www.engagedretirement.org

Valid from 02/08/2013 to 02/26/2013

Top 10 Ways To Prepare For Retirement

03/25/2010

Authors: US Department of Labor

US Department of Labor

Know Your Retirement Need

Retirement is expensive. Experts estimate that you’ll need about 70 percent of your preretirement income – lower earners, 90 percent or more – to maintain your standard of living when you stop working. Take charge of your financial future. Start by requesting Savings Fitness: A Guide to Your Money and Your Financial Future.

Find Out About Your Social Security Benefits
Social Security pays the average retiree about 40 percent of preretirement earnings. Call the Social Security Administration at 1.800.772.1213 for a free Social Security Statement and find out more about your benefits at www.socialsecurity.gov.

Learn About Your Employer's Pension Or Profit Sharing Plan
If your employer offers a plan, check to see what your benefit is worth. Most employers will provide an individual benefit statement if you request one. Before you change jobs, find out what will happen to your pension. Learn what benefits you may have from previous employment. Find out if you will be entitled to benefits from your spouse’s plan. For a free booklet about protecting your pension, request What You Should Know about Your Retirement Plan.

Contribute To A Tax-Sheltered Savings Plan
If your employer offers a tax-sheltered savings plan, such as a 401(k), sign up and contribute all you can. Your taxes will be lower, your company may kick in more, and automatic deductions make it easy. Over time, compound interest and tax deferrals make a big difference in the amount you will accumulate.


Ask Your Employer To Start A Plan
If your employer doesn’t offer a retirement plan, suggest that it start one. Simplified plans can be set up by certain employers. For information on simplified employment pensions, order Internal Revenue Service Publication 590 by calling 1.800.829.3676. Or you can view a copy on the IRS Web site. You may also want to request a copy of Choosing a Retirement Solution for Your Small Business.


Put Your Money Into An Individual Retirement Account
You can put up to $4,000 a year into an Individual Retirement Account (IRA) and gain tax advantages. This chart illustrates the way your account can grow in an IRA.
When you open an IRA, you have two options – a traditional IRA or the newer Roth IRA. The tax treatment of your contributions and withdrawals will depend on which option you select. Also, you should know that the after-tax value of your withdrawal will depend on inflation and the type of IRA you choose.


Don't Touch Your Savings
Don’t dip into your retirement savings. You’ll lose principal and interest, and you may lose tax benefits. If you change jobs, roll over your savings directly into an IRA or your new employer’s retirement plan.


Start Now, Set Goals, And Stick To Them

Start early. The sooner you start saving, the more time your money has to grow. Put time on your side. Make retirement savings a high priority. Devise a plan, stick to it, and set goals for yourself. Remember, it’s never too early or too late to start saving. So start now, whatever your age!


Consider Basic Investment Principles
How you save can be as important as how much you save. Inflation and the type of investments you make play important roles in how much you’ll have saved at retirement. Know how your pension or savings plan is invested. Financial security and knowledge go hand in hand.


Ask Questions
These tips point you in the right direction. But you’ll need more information. Talk to your employer, your bank, your union, or a financial adviser. Ask questions and make sure the answers make sense to you. Get practical advice and act now.

Financial security doesn’t just happen. It takes planning and commitment and, yes, money.

Facts
Today, only 43 percent of Americans have calculated how much they need to save for retirement.
In 2005, of those who had 401(k) coverage available, 25 percent didn’t participate.
The average American spends 20 years in retirement.
Putting money away for retirement is a habit we can all live with. Remember … Saving Matters!
To find out more, call the Employee Benefits Security Administration at 1.866.444.EBSA (3272) and request the following brochures:
Savings Fitness: A Guide to Your Money and Your Financial Future
Taking The Mystery Out Of Retirement Planning
What You Should Know About Your Retirement Plan
Filing A Claim For Your Retirement Benefits
Choosing a Retirement Solution for Your Small Business
Women and Retirement Savings

 

Valid from 03/25/2010 to 08/21/2012

Retirement

03/25/2010

Valid from 03/25/2010




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